Introduction
Many buyers budget only for the down payment: but there are hidden costs that can add up to 7:8% of property value.
Key Hidden Costs
- Dubai Land Department fee (4%)
- Mortgage registration (0.25% of the loan amount in Dubai)
- Valuation fee (~AED 3,000 & above)
- Trustee fee (~AED 4,200)
- Insurance (life & property)
- Service charges (per sq. ft. annually)
Final Thoughts
Knowing these costs upfront saves you from unpleasant surprises.
👉 SAPRO Mortgages helps clients budget the full picture: so, you’re never caught off guard.
